Smart Payment built into debt recovery
Embed secure UPI, card, and net banking payment links directly into legal notices. Borrowers pay in one click—no follow-ups, no portals, no friction.
The Problem: Payment Friction Kills Recovery Rates
You send thousands of recovery notices. But what happens next?
- Borrowers receive the notice but don’t know how to pay—no clear payment path.
- Your team spends hours on follow-up calls just to share bank details or UPI IDs.
- Payments come in, but reconciling them to the right case takes days.
- You have no visibility into whether the borrower even saw the notice.
Every extra step between notice and payment is a drop-off point. You’re losing recoveries to friction.
The Legodesk Approach: Payments Embedded in Every Notice
Legodesk Payments lets you embed secure digital payment links directly into debt recovery notices sent via SMS, WhatsApp, Email, or physical letters. Borrowers can clear dues instantly—right when they’re paying attention.
How It Works
1
Generate Notice with Payment Link
Create your recovery notice (demand notice, Section 138, SARFAESI, or any custom template). Legodesk automatically generates a unique, secure payment link and embeds it in the notice
2
Dispatch via Any Channel
Send the notice via SMS, WhatsApp, Email, or generate a printable version with QR code for India Post delivery. The payment link is active across all channels.
3
Borrower Clicks & Pays
Borrower opens the link and pays using their preferred method: UPI (GPay, PhonePe, Paytm), debit/credit card, net banking, or wallet. No app download required.
4
Instant Confirmation & Auto-Reconciliation
Payment is automatically recorded against the correct case or loan account. Your team gets real-time notifications. No manual matching required.
Why Embedded Payments Outperform Traditional Collection
1. Capture Intent at Peak Attention
Borrowers are most likely to act the moment they receive a notice. A payment link removes every barrier between intent and action. No searching for account numbers. No calling your team. No visiting a portal.
2. Accelerate Payment Cycles
Traditional flow: Notice → Follow-up call → Share bank details → Borrower initiates payment → Manual reconciliation. With Legodesk: Notice → Click → Pay → Done. Cut days from your collection cycle.
3. All Payment Methods, One Link
A single payment link supports:
- UPI (GPay, PhonePe, Paytm, BHIM, and 50+ UPI apps)
- Debit and Credit Cards (Visa, Mastercard, RuPay)
- Net Banking (all major banks)
- Mobile Wallets
- NACH/eMandate for recurring payments
4. Secure & RBI-Compliant
All transactions processed through PCI-DSS compliant payment gateways. Full audit trails for every transaction. Compliant with RBI guidelines on digital lending and collections.
5. Zero Manual Reconciliation
Every payment is automatically mapped to the correct borrower, loan account, and case. Real-time status updates in your Legodesk dashboard. No more spreadsheet matching.
Flexible Payment Options for Every Scenario
Designed for Every Stage of Recovery
Legodesk Payments works seamlessly with:
- Pre-delinquency reminders — Gentle nudges with easy payment option
- Demand notices — Legal notices with embedded payment for immediate action
- Section 138 notices — Cheque bounce notices with direct payment path
- SARFAESI notices — Secured asset recovery with payment option before action
- Arbitration notices — Settlement payments during dispute resolution
- Field collection follow-ups — Agents share payment links on the spot
Integrated Into Your Existing Workflow
Legodesk Payments isn’t a standalone tool—it’s built into the same platform you use for case management, legal notices, and litigation tracking. One platform. One source of truth.
- Payment links auto-generated when you create any notice
- Payment status visible directly in the case file
- Automated case status updates when payment is received
- Payment history and receipts stored with case documents
- Integration with your LMS via API for portfolio sync
How Legodesk Payments Compares
What Our Customers Say
“We used to send notices and then spend days following up just to share payment details. Now the payment link is right there in the notice. Our same-day payment rate has tripled.” – Head of Collections, Mid-sized NBFC
“The reconciliation alone saves us 2 FTEs worth of effort every month. Payments come in and automatically update the case. No more matching spreadsheets.” –VP – Legal Operations, Fintech Lender
Close Cases Faster. Recover Smarter.
Turn every recovery notice into a payment opportunity with embedded digital payments—only on Legodesk.
Book a Demo — See Legodesk Payments in action with your notice templates.
Or Talk to Sales — Learn how embedded payments can improve your recovery rates.
