Car accidents in school zones can be damaging as the presence of young pedestrians and cyclists can do more damage than usual. That’s why understanding the legal implications of such incidents is crucial for both drivers and victims. Today, we will discuss the key legal considerations for car accidents in school zones, expanding upon what should be your best course of action. 

A lawyer can be very beneficial in car accident claims. They can assist you in managing a complicated legal system, interacting with insurance companies, and ensuring that you get appropriate reimbursement for your injuries and damages. Attorney’s have devoted time to dealing with road traffic collision claims and thus know what must be done throughout the whole process of making a claim.

1. Stricter Speed Limits and Traffic Laws

Most jurisdictions impose very strict speed limits in school zones. Furthermore, it implies that going past this limit may bring about severe punishment in the form of a fine, add points to your license and even make you lose the ability to drive for some time.

Additionally, other traffic laws, such as stop signs, yield signs, and traffic signals, are strictly enforced in school zones. Not complying with such laws makes people subject to traffic violations or in some cases even legal action.

Example: In many states, the speed limit in school zones is 20 or 25 miles per hour. Speed limit violations can attract a fine, an adverse consequence that can cause spikes in the cost of insuring the driver.

2. Pedestrian and Bicycle Safety Laws

Pedestrian and bicycle safety laws are designed to protect vulnerable road users. It is common practice for motorists to give way to the walking public or other cyclists, especially at crosswalks and bike paths. Not honoring such will amount to issuing traffic tickets and in some instances, incarceration.

Example: In many jurisdictions, drivers are required to stop at a crosswalk when a pedestrian is already in the crosswalk or is about to enter the crosswalk. Not yielding to a pedestrian has its consequences as one is likely to face a traffic offense or worse, be charged with a crime considering the level of the offense.

3. Distracted Driving Laws

Distracted driving, such as using a mobile phone while driving, is strictly prohibited in many jurisdictions. This is particularly dangerous in school zones where children are more likely to be present. Violations of distracted driving laws can result in fines, points on your driving record, or even license suspension.

Example: Many states have laws that prohibit drivers from using their mobile phones while driving, even with hands-free devices. Violating these laws can result in a traffic ticket, points on your driving record, and potentially increased insurance premiums.

4. Child Endangerment Laws

In cases where a car accident in a school zone results in serious injury or death to a child, the driver may face child endangerment charges. These charges can be severe, carrying significant penalties, including imprisonment and fines.

Example: If a driver is texting while driving and causes an accident that results in the death of a child, they could face child endangerment charges, which could result in imprisonment and a substantial fine.

5. Civil Liability

In addition to criminal charges, drivers involved in car accidents in school zones may also face civil liability. This means that the injured party can file a lawsuit to recover damages for their medical expenses, lost wages, pain and suffering, and other losses.

Example: If a driver causes an accident in a school zone that results in injuries to a child, the child’s parents may file a lawsuit against the driver to recover damages for the child’s medical expenses, lost wages (if applicable), and pain and suffering.

6. Insurance Claims

If you are involved in a car accident in a school zone, it is important to contact your insurance company as soon as possible. Your insurance policy may provide coverage for bodily injury and property damage. However, the specific terms and conditions of your policy will determine the extent of your coverage.

Example: If you are involved in a car accident in a school zone and cause damage to another vehicle, your insurance company will likely cover the cost of repairs, subject to your policy’s deductible and coverage limits.

7. Additional Legal Considerations

• School District Liability: In some cases, school districts may be held liable for car accidents that occur on school property or in school zones. This can happen if the school district is negligent in maintaining the property or if the district fails to take reasonable steps to protect children from traffic hazards.
• Government Immunity: In some jurisdictions, government entities, such as municipalities, may have immunity from lawsuits. However, this immunity is not absolute, and there may be exceptions in cases of negligence or gross negligence.
• Comparative Negligence: In many states, the concept of comparative negligence applies to car accident cases. This means that if both the driver and the injured party contributed to the accident, the injured party’s damages may be reduced based on their degree of fault.

What to Do in a Car Accident in a School Zone

Car accidents in school zones can be particularly dangerous due to the presence of children. If you find yourself involved in such an accident, here are the immediate steps you should take:

1. Ensure Safety:

• Stop Immediately: Pull your vehicle to a safe location, away from traffic and potential hazards.
• Check for Injuries: Assess the condition of yourself, any passengers, and anyone involved in the accident. If necessary, call emergency services immediately.

2. Gather Information:

• Exchange Information: Obtain contact information from the other driver(s) involved, including their name, address, phone number, and insurance information.
• Record Details: Note the date, time, and location of the accident. Take photos of the damage to your vehicle and the other vehicles involved.
• Witness Information: If there are any witnesses to the accident, try to get their contact information.

3. Report the Accident:

• Contact Authorities: Notify the local police department about the accident. They will file a police report, which is essential for insurance claims and any legal proceedings.
• Inform School: If the accident occurred on school property or involved a school-related vehicle, inform the school administration.

4. Contact Your Insurance Company:

• Report the Claim: As soon as possible, contact your insurance company and report the accident. Provide them with all the information you have gathered.
• Follow Their Instructions: Your insurance company will guide you through the claims process and provide any necessary documentation.

5. Seek Medical Attention:

• Even if You Feel Fine: It’s important to seek medical attention, even if you don’t believe you are injured. Some injuries may not be immediately apparent.
• Document Injuries: Keep a record of any medical appointments, treatments, and diagnoses related to the accident.

6. Legal Advice:

• Consult an Attorney: If you believe the accident was caused by another driver’s negligence or if you are facing significant damages, consider consulting with a personal injury attorney.

Conclusion

Car accidents in school zones can have devastating consequences. Understanding the legal considerations involved can help drivers avoid accidents and protect themselves from liability in the event of an incident. If you have been involved in a car accident in a school zone, it is advisable to consult with an attorney to discuss your legal options.